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You will need to avoid the temptation of charging more on the card in order for this strategy to help you lower your utilization rate. Requesting a credit limit increase from Wells Fargo can be as easy as calling the number on the back of your credit card and asking. If you have a Wells Fargo card with a credit limit of $6,000 and an outstanding balance of $2,000, the card’s credit utilization ratio will stand at 33%. Wells Fargo credit cards credit limits can be quite high, depending on your credit standing; the minimum credit limit offered is $1,000, though some cardholders have reported receiving starting spending limits as high as $14,000. If you have a Wells Fargo card with a credit limit of $6,000 and an outstanding balance of $2,000, the card’s credit utilization ratio will stand at 33%. bj water delivery Sep 20, 2024 · You can request a Wells Fargo Platinum card credit limit increase by calling customer service at 1 (800) 642-4720. The‘open’ sign display at their entrance, has been given a new lease of life. A Chase card that I got just 6 months later with the same reported income has a limit over 25k. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Wells Fargo has on file. lancaster puppies golden retriever It was also a soft pull, and they have to have your consent if they were to do a hard pull. Make consistent on-time payments I’ve opened up a Wells Fargo credit card back in college as a student and I got $500 as the credit limit. Your mobile carrier's message and data rates may apply. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Wells Fargo has on file. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Wells Fargo has on file. obituaries in brownsville texas What are your thoughts? I’m really just sharing my experience. ….

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